If a search for the best auto insurance companies in South Dakota has brought you here, you’ve come to the right place. Below we’ve featured 10 top car insurance companies across the state.
1. Insurance Express Agency, LLC
Locally owned and operated in Sioux Falls is Insurance Express, an independent insurance agency that provides auto insurance. Along with being a client-facing firm with a great reputation, Insurance Express Agency is the trusted provider of insurance for many local companies as well.
The company offers private auto insurance at competitive rates and has even partnered with Primero Insurance, Dairyland Insurance, and Safeco Insurance Company to provide added convenience for potential customers. Aside from providing auto insurance for private automobiles, Insurance Express Agency also offers insurance for motorcycles and RVs.
Contact them for more information by clicking here!
2. McKinneyOlson Insurance
Founded by C.E. McKinney, McKinneyOlson Insurance has been in South Dakota since before it was known as South Dakota! Now operated out of Brandon, South Dakota, the company provides quality auto insurance coverage, among a vast range of services including life insurance, commercial, worker insurance, and others.
For personal auto insurance, the offerings that McKinneyOlson have are truly impressive: from collision coverage to uninsured motorist coverage, to minor violation forgiveness, it seems like there’s no eventuality that they haven’t thought of. For motorcyclists, the company also has a separate, unique coverage package that covers theft, damage to the vehicle, and collision coverage as well. Customers can rest assured of McKinneyOlson’s coverages.
Want to know exactly what sort of coverage you can get at McKinneyOlson? Find out here!
3. North Central Insurance Sioux Falls
A local product of Sioux Falls, South Dakota, North Central Insurance has been operating in the area since 1986. The insurance agency provides commercial coverage, personal coverage, and even coverage for places of worship! They represent many companies in the area, including notably Aflac, MetLife, and Liberty Manual Insurance.
North Central Insurance provides auto insurance for private owners that covers liability, collisions, and comprehensive protection, for non-collision-related damages. They also offer supplementary coverage for medical costs and emergency roadside assistance. For commercial auto dealers, North Central Insurance has a comprehensive coverage policy that covers much of the same principles of damage to vehicle and person, and also garages, defective product, and customer auto loss.
For your family’s safety or your auto-related company’s future, North Central Insurance is one company that you will want to take a look at in more detail!
4. Black Hills Insurance Agency
The Maguire family has run Black Hills Insurance Agency in South Dakota since 1949. Their legacy continues today out of their Spearfish and Rapid City locations, and make it a point to stay true to their family and community. Providing both personal and business insurance, Black Hills Insurance Agency comes highly recommended by satisfied local clients, with whom they continue to enjoy an extremely positive relationship.
The company takes every client’s case so seriously that they insist on an individual consultation for every case, to then recommend the best option for every client’s unique situation. In addition to coverage policies for automobiles, Black Hills Insurance Company provides coverage for motorcycles, boats, RVs, and also antique and collector vehicles!
Get to know the Maguire family and find out why they continue to be loved and supported by the community that they love and support!
5. Western Dakota Insurors
Western Dakota Insurors is an independent insurance agency providing business insurance, farm and ranch insurance, life and health insurance, as well as auto and RV insurance. They service the South Dakota area out of their Rapid City office and are staffed by a highly experienced staff who are eager to help you identify the type of coverage best suited for your needs.
Providing auto insurance is something that many companies do, but Western Dakota Insurors is proud of the way that they “tailor” their insurance packages to whatever needs or constraints your family has. Their focus rests not on the dollar sign, but on protecting their customers and their customer’s families. To this end, their auto insurance coverage provides maximum protection at a reasonable rate, to ensure that customers get the most value for their investment.
Invest in your safety with Western Dakota Insurors now!
6. Clark Insurance
Located in Brandon, South Dakota, Clark Insurance is a local insurance outfit that focuses on providing coverage for individuals in the local area of South Dakota. Run by a team that has over 40 years of experience in the insurance industry, Clark Insurance is confident that its service and insurance packages will hold up against even the most impressive competitors.
Clark Insurance promises to place the customer first and to work with total customer satisfaction in mind. Their range of selection is a boon to any customer who opts to buy coverage through them, and they offer evening and weekend hours for consultations outside of regular working hours, to accommodate your busy schedule.
Along with all the information available conveniently on their Facebook page, remember to ask them personally for additional information regarding their auto insurance coverage.
7. Hlavacek Insurance
Owner Kim Hlavacek started Hlavacek Insurance in 2011, after amassing extensive experience in the business. Her company offers coverage for home, farm, and business, as well as auto insurance. Situated in Watertown, South Dakota, the company understands the local needs of the region and provides relevant packages that effectively provide cost-efficiency protection where it is most required.
Hlavacek Insurance puts their premium auto insurance together with personalized service to allow customers to feel the full benefit of their coverage. Along with this basic assurance, the company offers add-on features that customers can opt-in to at their option, including diminishing deductibles, accident forgiveness, liability coverage, and rental reimbursement.
Contact Kim and her team to find out more about what they can do for you and yours.
8. Puthoff Insurance Agency
Started in 1995, Puthoff Insurance Agency has enjoyed a long history of excellence in the state. They focus on a very niche local market and provide the utmost quality to each and every one of their clientele. New owners Jim Knudson and Dave Puthoff purchased the agency in 2019 after working for the firm for years, and the company continues to benefit from the experience of its leaders.
Headquartered in Watertown, Puthoff Insurance Agency specializes in a select number of insurance coverages including life insurance, home insurance, health insurance, and auto insurance. Their auto insurance coverage offers collision and comprehensive coverage, liability coverage, road trouble, and lease/loan gap coverage. The thorough attention to detail should give any driver peace of mind while on the road.
Trust Puthoff Insurance Agency to take care of you on the road.
9. Key Insurance
Uniquely specializing in the Mobridge South Dakota community (while also available to the rest of the state), Key Insurance provides insurance coverage related to personal, farm and ranch, and business-related matters. As a local insurance firm, their focus is the betterment of the community, though not on excellent insurance plans and a customer-first attitude, but also by providing education to local institutions and individuals to allow them to better understand their options.
Key Insurance’s personal auto insurance options are extensive, from plans covering RV and motorhome to ATVs and collector cars. Alongside some of the top professionals in the industry in the area and the nation, they are in a prime position to provide assistance in deciding the best course of action for you to take when considering the many different types of insurance coverage available. For those who require auto insurance for their profession, Key insurance also has options for you to consider, with packages covering bodily injury and property damage, as well as collision coverage and medical payments.
For those in the Mobridge South Dakota region, be sure to check out Key Insurance’s many offerings on their website.
10. Platinum Insurance Group, LLC.
Owner Janelle Goeden founded Platinum Insurance Group, L.L.C. in Sioux Falls, South Dakota in 2014. Bringing years of experience from working with her father in his own insurance firm, she looks to provide a comparable level of service to that of her father’s very successful outfit.
Platinum Insurance Group offers a variety of insurance packages, including auto insurance, home insurance, commercial insurance, and flood insurance. Their team is more than ready to provide professional-grade consultation and advice on what sort of coverage is best for individuals with different backgrounds, needs, and lifestyles. The insurance can cover collision and comprehensive, liability and medical payments, as well as uninsured motorists.
Even if you are a new motorist and unsure what sort of insurance is best – or if you should be buying insurance – let Janelle and Platinum Insurance Group tell you a bit more about what they can do to protect you on the road.